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Insurance License

State insurance licensing exams test your knowledge of insurance products, regulations, and ethical practices. Most states administer separate exams for Property & Casualty (P&C) and Life & Health (L&H), though the core content areas overlap significantly in general insurance principles and state regulations.

50 free questions · Available now

The question bank

Two formats mapped to both the P&C and L&H exam blueprints across six content domains.

3,200+ Total Questions
2,000+ Multiple Choice
1,150+ Rapid Fire
6 Domains

Six domains

Questions are distributed across the core content areas common to state licensing exams.

General Insurance Principles 15%
Life Insurance 20%
Health Insurance 15%
Property Insurance 20%
Casualty Insurance 20%
Regulations & Ethics 10%

About the Insurance License Exam

Exams typically run 100 to 150 questions with a passing threshold around 65-70%, depending on the state and line of authority. Questions are scenario-heavy, testing your ability to apply policy provisions, coverage limits, and regulatory requirements to real-world situations.

Exam Format

Most state exams are proctored at testing centers and administered electronically. You receive your pass/fail result immediately. Some states allow retakes after a waiting period (often 24 hours to 30 days), and most require continuing education to maintain your license after passing.

How AcePrep Insurance Prepares You

The app covers all major lines of authority with questions mapped to both P&C and L&H exam blueprints. Misconception detection is particularly useful here because insurance terminology is dense with similar-sounding concepts (occurrence vs. claims-made, named perils vs. open perils) where confident mistakes are common. The confidence calibration system surfaces exactly these weak points before exam day.

Exam at a glance

Questions 100-150 per exam
Passing Score 65-70% (state-dependent)
Lines P&C and L&H
Format Proctored, electronic

What you get

  • 50 free questions
  • Confidence calibration
  • Spaced repetition
  • Misconception detection
  • Stress inoculation
  • Exam readiness tracking
  • Offline access
  • Pass Guarantee

Get AcePrep Insurance

Available now. 50 free questions to start.

Free to start — 50 questions, no account. Go Pro for the full bank: $6.99/week, $12.99/month, or $49.99 once.

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